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Northwestern Medical Center Employee Benefits

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    What’s your status? This will help you determine your benefit eligibility…
    Full Time (FT) = 80 hours per pay period;
    Flexible Full Time (FFT) = 72 hours per pay period
    Regular Part Time (RPT) = 64 hours per pay period
    Part Time (PT) = 40 hours per pay period
    Regular Per Diem (RPD) = at least 8 hours per pay period
    Per Diem (PD) = as needed

    Health Insurance - MVP
    Eligibility: Full Time, Flexible Full Time, Regular Part Time and Part Time employees.
    This is a preferred provider type plan. Participants may choose health care providers from MVP’s extensive network of providers, or they may choose out of network providers, in which case the level of benefits will be lower. There is no requirement to choose a primary care provider, and employees may access specialty care without the necessity of referrals. A higher level of benefits is provided when enrollees use Northwestern Medical Center for inpatient or pharmacy services. Eligible employees may join the plan on the first of the month following one full month of employment.

    Dental Insurance – Delta Dental
    Eligibility: Full Time, Flexible Full Time, Regular Part Time and Part Time employees.
    Preventive care, including exams, cleanings, x-rays; restorative care including fillings, extractions, and root canals; major care including crowns, onlays and dentures; orthodontia; subject to deductibles and co-payments. Eligible employees may join the plan on the first of the month following three full months of employment.

    Vision Benefit – Vision Services Plan (VSP)
    Eligibility: Full Time, Flexible Full Time, Regular Part Time and Part Time employees.
    Eye exams, prescription glasses’, including frames, and lenses, contact lenses, plus savings on Laser Vision Correction. Eligible employees may join the plan on the first of the month following three full months of employment.

    Life Insurance
    Eligibility: Full Time, Flexible Full Time and Regular Part Time employees.
    Paid entirely by the hospital; covers the employee only. Coverage equals one times annual salary. Additional optional insurance, including spouse & dependent coverage, may be purchased by payroll deduction. Eligible employees may join the plan on the first of the month following three full months of employment.

    Long Term Care
    Eligibility: Full Time, Flexible Full Time, Regular Part Time and Part Time employees. Eligible employees may also purchase plans for select family members.
    New! Plan effective date of March 1, 2008. Offered through John Hancock, NMC’s Long Term Care insurance plan allows employees to purchase coverage for long term care in the event personal care or supervision is needed for an extended period of time. Often referred to as ‘portfolio insurance’ because the cost of long term care has the potential to deplete an individual’s retirement funds. This plan is offered with various options to allow for a customized benefit for individual needs.

    Pension Plan
    Northwestern Medical Center contributes 3% of gross annual salary (subject to max limits) for all employees who work at least 1,000 hours during a calendar year.

    Tax Sheltered Annuity 403(b)
    Subject to annual review, Northwestern Medical Center currently contributes up to 2% of gross annual pay in matching funds for employees who contribute at least 4% and who work at least 1,000 hours in a calendar year.

    Earned Time
    Eligibility: Full Time, Flexible Full Time, Regular Part Time and Part Time employees.
    Paid time off is to be used for illness, vacations, and holidays.
      Exempt (salaried full time) - 31 days/year
      Full Time Employees - 26 days/year
      Flexible Full Time Employees - 23 days/year
      Regular Part Time Employees - 20 days/year
      Part Time Employees - prorated by hours worked

      Short Term Disability
      Eligibility: Full Time, Flexible Full Time and Regular Part Time employees. Plan pays from the 8th day to the 90th day of an approved disability with a maximum weekly benefit of $600 for full time, $540 for flex full time, and $450 for reg part time employees.

      All enrollments in this plan are for a minimum 24 month period. Each covered annual period begins on January 1st. Eligible employees may enroll one time per year during the open enrollment period which occurs during the last quarter of each calendar year.

      Employees have the choice of paying for this benefit with Earned Time hours or through payroll deduction of cash premiums each pay period

      Long Term Disability
      Eligibility: Full Time, Flexible Full Time, Regular Part Time, and Part Time employees. This benefit is paid entirely by the hospital. 60% of base wages after 90 days of disability. Insurance takes effect on the first of the month following three months of employment.

      Miscellaneous Optional Benefits
      Pharmacy Discounts
      Flexible Spending Accounts
      Tuition Assistance
      Employee Assistance Program
      Score Health Program
      Discounts at local fitness clubs and other merchants
     

    Northwestern Medical Center
    133 Fairfield Street • St. Albans, VT 05478 • (802) 524-5911